FCA Surety can help if you are one of the following:



You are in the middle of submitting a bid on a public tender.

Sub Contractor

Your General Contractor is asking for bonds.


You need protection against project risks.

Why Choose FCA Surety?

  • We have been providing insurance and surety programs to the construction and building industry for over 100 years.
  • We have the expertise, resources, and dedication to partner with construction firms of all sizes.
  • We understand how your business operates and we work with you to manage coverage for constant change.
  • We can customize programs that match special requirements for specific contract terms.
  • We provide contractual analysis services at both the tender and award stage.

Construction Bonds

Bid Bonds

Bid Bonds are types of construction bond that provides guarantee and assurance to the project owner that the bidder will take on the job if selected.

Performance Bonds

Performance bonds are types of bond issued by a surety company that guarantee satisfactory completion of a project by a contractor.

Labour & Material Bonds

Labour & Material Payment bonds are types of  construction bond that is used to guarantee that subcontractors and suppliers are paid for the work and material they supply on the project.

Lien Bonds

A lien bond is requested by the contractor in order to remove a construction lien placed against the real estate property on which the construction project is taking place.

Pre-qualification Letters

A pre-qualification letter, issued by a Surety, states that a contractor has been pre-approved for bonding and often lists bonding limits for single contracts.

Agreement to Bond & Surety Consent Letters

Issued by a Surety, these documents are often required at the tender stage. It is a formal commitment to issue ‘contract bonds’ as required if awarded the contract. 

FirstBond™ for New & Emerging Contractors

FirstBond™ is an exclusive construction bond program developed by FCA Insurance for first time bond users with modest bonding requirements.

Interested in a Free Consultation?

Call us today.